Home Warranty Service Call Fee Comparison by Provider 2026
Quick Answer
Home warranty service call fees range from $60 to $150 per repair visit, with most providers charging $75–$100. This fee is your only out-of-pocket cost per claim regardless of the actual repair cost. Choosing a plan with a lower service fee saves money on frequent repairs but usually means a higher annual premium.
Key Takeaways
- Service call fees range $60–$150 — you pay this per visit, not per item
- Lower service fees = higher annual premiums (and vice versa)
- Multiple items can be addressed in one visit — schedule related repairs together
- Fees are non-refundable even if the claim is denied
- Some providers offer fee-free visits on premium plans ($100+/month)
Service Call Fee Comparison
| Provider | Standard Fee | Options |
|---|---|---|
| American Home Shield | $100–$125 | Choose at signup |
| First American | $75 | Fixed |
| Choice Home Warranty | $85 | Fixed |
| Cinch Home Services | $100 | Fixed |
| Liberty Home Guard | $60–$125 | Choose at signup |
| Select Home Warranty | $75 | Fixed |
How to Minimize Fees
- Bundle multiple issues into one service call
- Choose a plan that lets you select your fee tier
- Compare the annual cost difference between fee tiers
FAQ
Do I pay the fee if the repair fails? Most providers waive the fee for repeat visits on the same issue within 30–90 days.
Can I choose a higher fee to lower my premium? Yes. Opting for a $125 fee instead of $75 may save $100–$200 annually.
Is the fee per item or per visit? Per visit. If the technician fixes your HVAC and dishwasher in one trip, you pay once.
What if nothing is wrong when the technician arrives? You typically still pay the service fee. Verify the issue before calling.